Monthly data

modification date 23 May 2019

Monthly data on the banking sector: March 2019

There were 32 commercial banks, 547 cooperative banks, and 31 branches of credit institutions operating at the end of March 2019.

 At the end of March 2019, the net financial result of the banking sector reached PLN 2.9 billion and was lower by PLN 0.43 billion (by 12.8%) as compared to the result at the end of March 2018. 

At the end of March 2019, the assets of the banking sector reached PLN 1,942.5 billion and exceeded the level as at the end of March 2018 by PLN 125.2 billion, i.e. by 6.9%.

In March, the balance sheet total increased by PLN 21.4 billion as compared to February 2019. The monthly gross portfolio of consumer credits increased by PLN 1.4 billion, while the monthly portfolio of housing loans for households increased by PLN 3.0 billion (the volume of housing loans in PLN increased by 

PLN 2.7 billion). As regards receivables from non-financial enterprises, the gross portfolios of operating credits and investment credits increased by PLN 3.6 billion and PLN 0.1 billion, respectively, after they increased by PLN 1.8 billion and PLN 0.5 billion, respectively, in February. In March 2019, the gross value

 of the portfolio of real property loans extended to non-financial enterprises decreased by approx. PLN 0.4 billion (in February 2019, there was an increase of PLN 1.4 billion). 

In March 2019, the value of deposits of the non-financial sector increased by PLN 7.8 billion (in February 2019, there was an increase of PLN 13.4 billion).

The total capital ratio for commercial and cooperative banks at the end of March 2019 was 18.96%, as compared to 19.04% at the end of December 2018 and 18.86% year-on-year.