Monthly datamodification date 08 January 2019
There were 32 commercial banks, 550 cooperative banks, and 31 branches of credit institutions operating at the end of November 2018.
At the end of November 2018, the net financial result of the banking sector amounted to PLN 14.2 billion and was higher by more than PLN 1.4 billion (by 11.2%) as compared to the respective period of 2017.
At the end of November 2018, the assets of the banking sector reached PLN 1.9 trillion and exceeded the level as at the end of 2017 by PLN 121.8 billion, i.e. by 6.9%.
In November, the balance sheet total increased by PLN 6.8 billion. The monthly gross portfolios of consumer credits and housing loans for households grew by PLN 0.7 billion and PLN 2.8 billion, respectively. As regards receivables from non-financial enterprises, the gross portfolios of operating credits and investment credits increased by PLN 0.5 billion and PLN 0.8 billion, respectively, after they increased by PLN 1.3 billion and PLN 1.7 billion, respectively, in the preceding month. In November 2018, there was also a decrease (by PLN 0.7 billion) in the gross value of the portfolio of credits for real property extended to non-financial enterprises.
The value of deposits of the non-financial sector increased by PLN 14.4 billion in that month.
The total capital ratio for commercial and cooperative banks at the end of Q3 2018 was 19.21%, as compared to 18.96% at the end of December 2017.