The sector of companies that use modern information technologies in the area of financial services (the so-called FinTech) are developing very dynamically in Poland. More and more financial market institutions treat innovation as one of the major drivers to achieve a competitive edge. Polish consumers positively respond to the digitalization and want to use innovative financial services through remote electronic channels, mainly via Internet and mobile devices.  

With regard to any kind of financial innovations, the security has a fundamental significance. Therefore, the development of technologies in the area of financial services should be based on the secure solutions in order not to undermine customers’ confidence in the financial market.