Banking sector - monthly data

modification date 16 July 2019

Monthly data on the banking sector: May 2019

Similarly to the previous month, there were 31 commercial banks, 545 cooperative banks, and 32 branches of credit institutions operating at the end of May 2019. 

At the end of May 2019, the net financial result of the banking sector was PLN 5.86 billion and was lower by PLN 0.56 billion (by 8.7%) as compared to the result at the end of May 2018. 

At the end of May 2019, the assets of the banking sector reached PLN 1,956 billion and exceeded the level as at the end of May 2018 by PLN 115.3 billion, i.e. by 6.3%. The balance sheet total increased by PLN 4.3 billion as compared to April 2019. 

The monthly (gross) portfolio of consumer credits increased by PLN 1.9 billion (by PLN 2.1 billion in April 2019), while the monthly portfolio of housing loans for households increased by PLN 4.3 billion, including the volume of housing loans increase by PLN 3.3 billion. As regards receivables from non-financial enterprises, the (gross) portfolios of operating credits decreased by PLN 1.6 billion (last month there was growth tendency by PLN 0.16 billion), while the portfolios of investment credits increased by PLN 0.8 billion (in April 2019 there was a decrease in the portfolio’s volume by approx. PLN 0.2 billion). In May 2019, the gross value of the portfolio of real property loans extended to non-financial enterprises increased by approx. PLN 0.8 billion (in April 2019, there was a decrease of PLN 0.3 billion). 

In May 2019, the value of deposits of the non-financial sector (including blocked deposits) was PLN 1 190.6 billion which means continuation of increases by 10.5% year on year and 0.8% month on month.  

The total capital ratio for commercial and cooperative banks at the end of Q1 2019 was 18.96%, as compared to 19.05% at the end of Q4 2018 and 18.86% at the end of March 2018.